Home > Blog > How Home Security Systems Can Save You Big $$$ on Insurance

Home Security SystemsHome insurance is on the rise across the United States, and since families are tightening their budgets, this means they might cut back on the safety and security of their home. Quality home security systems can be relatively pricey, but can you really put a price on the safety of your family?  The good news that many don’t know is that home security systems can actually save them lots of money on home insurance.

The more complex the home security system, the bigger the savings!  A house outfitted with simple motion detectors will see less of a savings on insurance than one equipped with full-camera systems. Talk to your insurance agent about what system will give you the best discount on your home insurance.

The average homeowner can save between 15% and 20% on their home insurance with a quality home security system installed by a professional. The costs vary depending on what part of the country you live in as well as the crime rate of your particular area. Be sure to get the best home security system you can afford; higher quality alarms have their higher costs offset even more by insurance discounts.

Of course, home security systems are designed to protect your home, either by catching burglars in the act or (more often) by acting as a deterrent.  Preventing even one robbery on your property means that you don’t need to file an insurance claim and risk a raise in your deductibles or rates. Speak with a qualified insurance agent today to find out your options for saving big $$$ with a home security system.